XPI LogoExtended
Payment Interface
Logo
About XPIPlatformCapabilitiesGovernanceValue & Engage
iconEnd-To-End Payment, Settlement & Wallet Infrastructure

XPI Capabilities

XPI Enables Domestic And Cross-Border Payments, Multi-Currency Settlement, Regulated Digital Currency Interoperability, And Institutional-Grade Wallet Infrastructure—Without Replacing Existing Financial Rails.

Domestic & Cross-Border
Multi-Currency
Fiat, CBDC & Regulated Stablecoins
Compliance-Embedded

Payments

Orchestrated Payment Execution Across Domestic And International Corridors

imge
Bank A
imge
XPI Platform
imge
Bank B

Enables real-time and batch domestic payments using existing national rails.

  • Bank-to-Bank Transfers
  • Government & Treasury Payments
  • Rail-Agnostic (UPI / RTGS / NEFT / Equivalents)
  • Full Compliance & Reporting

Note: XPI Does Not Replace Domestic Payment Systems — It Coordinates Them.

Multi-Currency Settlement

XPI Supports Multiple Settlement Models Based On Jurisdictional And Regulatory Requirements

Currency Bridge

Fiat ↔ Fiat

  • Cross-Currency Settlement Using Regulated FX Mechanisms
  • Supports Nostro / Vostro Optimization
  • No Digital Asset Exposure

Fiat ↔ Crypto ↔ Fiat

  • Used Only Where Legally Permitted
  • Fully Compliant On/Off Ramps
  • Travel Rule Enforced
  • No Exchange Or Speculative Activity

Stablecoin Settlement

  • Regulated, Reserve-Backed Stablecoins Only
  • Issuance, Redemption & Reporting Controls
  • Faster Cross-Border Settlement
  • Transparent Audit Trails

CBDC Interoperability

Retail CBDC

  • Retail CBDC Compatibility
  • Cross-Border CBDC Corridors

Wholesale CBDC

  • Wholesale CBDC Settlement
  • BIS-Aligned Interoperability

Wallet & Account Infrastructure

Secure Custody And Account Abstraction For Institutions And Users

Multi-Wallet Framework

Governance & Compliance Layer
Institutional & Retail Treasury Wallets
Custody & Key Management
Settlement & Ledger Layer

Unified Framework Supporting Multiple Wallet Types Under A Single Governance And Compliance Model

Wallet Types

Institutional Wallets

  • Banks & Financial Institutions
  • Settlement & Liquidity Management
  • Policy Based Access Control

Retail & MSME Wallets

  • Self Custody & Custodial
  • Linked To UID & Identity
  • Transaction Limits Enforced

Treasury & Nostro Wallets

  • Liquidity Pooling
  • FX Optimization
  • Reconciliation Automation

Layered Architecture With Hover Tooltips For Detailed Exploration

Custody & Key Management

Plug & Play Components For Flexible Adoption

Security-First Architecture

Designed For Institutional And Regulatory-Grade Security

Trust Assurance

XPA's Custody Infrastructure Meets Institutional And Regulatory Requirements, Ensuring Security, Compliance, And Operational Reliability At Every Layer.

Capabilities

  • Custodial & Non-Custodial Options
  • HSM-Based Key Storage
  • Multi-Signature Authorization
  • Role-Based Access
  • Full Audit Logging
iconDesigned for Global Institutions

Want to see how these capabilities map to
your institution?

Discover how XPI can enhance your payment infrastructure while maintaining regulatory compliance

Institutional-Grade SecurityRegulatory Compliance Built-InFlexible Deployment Models